in light of all the payment raging, (( must read ))

[Ryaan]

ok ryanan you are simply not understandthing how crysta is. I can understand the confusion. here is a simple explination cystsa does not calulate in cents.
it is $1 for every 100 crysta. which is why even online you need to pay in dollor amounts. crysta is good for 2 years. can is used to not only pay for accounts but to buy extra characters.

I used to work (currently not working) 4 hours a week, getting around $30-$40 a pay check. Which is why I wanna use crysta, it is easyer for me to just put in enough crysta for a while just in case i may lose my job or do not work one week.

Ok done with trying to be nice. Rosina are you really just that air headed. I get how it works I also get you have to buy it in preset amounts. I WANT to buy it in exact amounts. I should NOT be forced to buy more than I need for the month. Its a low and underhanded move by a company to do. I would have no issues buying more than needed to play FFXI if I could use the crsysta for more than just Final Fantasy. I bought xbox cards before to get points BUT I could spend those points on more than just ONE game. Really if your going to respond make sure it has some intellegence to it first. If you have no problems using daddies CC to over spend each month than yay for you, but we all dont have that option and some of us have real lives and real bills that the extra money each month just was NOT planed in a budget to play a video game. So YES it is an inconvincen for most of us with a tight budget in this economy. Also NO I should NOT have to add more mules to my account JUST to be able to hit that even amount (if rounded up to the nearest dollar) each month.

[xbobx]

"I used to work (currently not working) 4 hours a week, getting around $30-$40 a pay check. Which is why I wanna use crysta, it is easyer for me to just put in enough crysta for a while just in case i may lose my job or do not work one week."

And if SE decides to shut the servers down you are out all that money you built up in that account. they will not refund it, they will keep it and you are out.

[RAIST]

raist have you ever used a point system befoire to pay for an mmo? if not. then you can't say i'm wrong. I'm not new to point system dude so really lay off.

No, you are refusing the math. The numbers don't lie. It's a very simple equation.

Direct pay method: 12.95/30 days for 6 cycles comes to 77.70
How much crysta are you required to purchase to cover the EXACT SAME TIME FRAME?

That's right... $80

now, I ask you....WHICH IS COSTING MORE FOR THE SAME AMOUNT OF TIME?

now, let's extend that out for 360 days (almost a year):
Direct pay: 155.40
Crysta pay: 160.00

Well..crap... still not balanced out.

This goes on and on until you have hit 100 billing cycles. Then, and ONLY THEN are the two the same:

Direct pay: $1295.00
Crysta pay: $1295.00

Math....what a concept.

[Korpg]

Ok,

1. The Japanese society and culture making their banking system safe, doesn't really have anything to do with this topic.
2. Rosina, your "yen is calculated different than the usd" - I'm not even sure what you are trying to say here. I live in a European country, my currency (and it's not Euro) is calculated different from both yen and USD, what's your point?

Ok, let's say that setting up a way for us all to pay SE directly using credit or debit card, is far too complicated for SE due to <insertreasonhere>.

You are right, there is a lot more to do with this than what I stated. Which is the point I was trying to make. This is bigger than anyone here, because it has a lot to do with cost structure and methodology of payments outside of Japan.

Then these questions remain:

1. Why pick ClickAndBuy, which has a somewhat shady rep and which some banks will block transactions from. Why not PayPal, which in my personal experience is trustworthy, and which has an A+ rating on BBB according to another post in this thread.

2. Why can't people outside of Japan buy Crysta in exact amounts?

3. Why "fix" the way to pay for this game, to make it WORSE for us? To make it more of a hassle, and in many cases, give us no option but to pay via a 3rd party with a shady rep?

I can not answer any of this, only a SE rep can answer this. If SE wants to release confidential information like this to the public, that is their provocative.

[Korpg]

No, you are refusing the math. The numbers don't lie. It's a very simple equation.

Direct pay method: 12.95/30 days for 6 cycles comes to 77.70
How much crysta are you required to purchase to cover the EXACT SAME TIME FRAME?

That's right... $80

now, I ask you....WHICH IS COSTING MORE FOR THE SAME AMOUNT OF TIME?

now, let's extend that out for 360 days (almost a year):
Direct pay: 155.40
Crysta pay: 160.00

Well..crap... still not balanced out.

This goes on and on until you have hit 100 billing cycles. Then, and ONLY THEN are the two the same:

Direct pay: $1295.00
Crysta pay: $1295.00

Math....what a concept.

Crysta doesn't carry over month for month, does it?

Buying 1500 crysta means you pay $15.00, but the extra crysta you spend on this game never carries over to the next month, so you have to spend $15.00 each month now to play this game.....

[Rosina]

/facepalm

why do i bother trying to talk to children.

raist fyi, i was converting accounts fees into crysta.

tbh i honestly do not care anymore rage on, nothing will come of it.

ffxiv player base already pulled this crap. SE not gonna budge.

deal with it or quit. Just stop insulting me over your petty childish ways. Grow a set and be done with it.

[Rosina]

Crysta doesn't carry over month for month, does it?

Buying 1500 crysta means you pay $15.00, but the extra crysta you spend on this game never carries over to the next month, so you have to spend $15.00 each month now to play this game.....

yes it does carry over. You can have up ti 10000 cysta in your bank. which is $100

[Tamoa]

/facepalm

why do i bother trying to talk to children.

raist fyi, i was converting accounts fees into crysta.

tbh i honestly do not care anymore rage on, nothing will come of it.

ffxiv player base already pulled this crap. SE not gonna budge.

deal with it or quit. Just stop insulting me over your petty childish ways. Grow a set and be done with it.

I have to admit this made me laugh.

Grow a set? No, please, you grow up.

[Byrth]

Carries over, but expires after 2 years. Iirc, the cap you can add per month is $100 worth of Crysta (10000 Crysta).

Regardless, if 1 Cent = 1 Crysta (it does), then there's no real reason why they can't let us buy 1295 Crysta for $12.95 and just pay exactly. Shoddy implementation. They have one month to get it right.

[Korpg]

yes it does carry over. You can have up ti 10000 cysta in your bank. which is $100

Sorry, I was trying to be sarcastic to RAIST. Unintended victim for the sarcasm.