in light of all the payment raging, (( must read ))

[Tamoa]

also who ever keeps changing the tags to insult me. Please drop oit. I fixed my post when I was corrected about my info. And fixed it to only address the people who can use the options but still throwing a tantrum. I suggest you look up japanese banking and currency which is partialy why we those outside of japan are not paying SE directly.

not many moo are international, or have international servers. Most are by region. Only difference is playonline was a middleman for us to pay for ffxi. And that is getting phased out. we will only use it as a boot up to play ffxi.

I'm no stranger to mmo changing their billing practices. Or using similar methods to pay. For those who can, get to know your options.
For those who can't, you have my sympathy, please contact SE directly to talk it with them.

Re. the bolded part: where on earth do you get that from?????? If their banking system is so different from every other country in this world, and the different currencies are such a major problem, how do Japanese companies even manage to do international business at all?

If you are going to make claims like that, support them by posting some links that will prove what you are saying is correct. Otherwise, stop talking out your rear.

[Rosina]

Re. the bolded part: where on earth do you get that from?????? If their banking system is so different from every other country in this world, and the different currencies are such a major problem, how do Japanese companies even manage to do international business at all?

If you are going to make claims like that, support them by posting some links that will prove what you are saying is correct. Otherwise, stop talking out your rear.

I would If i could, yen is calculated different then the usd. If no one is willing to look it up themselves, not my problem. Just proves how much blind rage everyone is having. Here is the thing all point which include a personal attack or insult to me is pretty much invalid.

Once you start acting like a child, your opinion is worth less then the money you pay for to use the internent. There are better ways to go about your dislike. So far now we have ragers vs se appologist wars.
why? Why over something so petty?

[Korpg]

Re. the bolded part: where on earth do you get that from?????? If their banking system is so different from every other country in this world, and the different currencies are such a major problem, how do Japanese companies even manage to do international business at all?

Because most businesses use $USD as the basis of their transactions, and it is easier to keep track of. Although it depends on the accounting system in place. I'm sure that JP GAAP allows the conversion accounts for all other countries, but since $USD is, or was, the safest currency, they use it as a buffer for other countries. $USD is by far the most used currency in the world.

It is kindof complicated to explain, and is even more complicated for people to read who are not used to accounting standards and international accounting methods. It takes years of research for accountants to understand the principles behind the methods used by companies to record and report the Foreign Transaction Gain/Loss accounts, and I will never do it justice to try to explain it in such a short post.

But you can do the research yourself, you just got to know the general standards first though. Might as well become an accountant if you do.

[Ryaan]

Alrighty throwing my two cents in and I apologize ahead of time if this has already been said. There are a ton of posts and several different forums on this now kind of hard to keep them all sperated in my head after reading them all. MY and I repeate MY personal problem with this isnt that SE is changing their billing system. Times change and I understand maybe other contracts are up and they decided it was time to condence down. They have a system they probably have to keep paying for from 14 might as well put some use to it. I would personally do the crstya route IF I could buy exact amounts. I dont have a problem myself with logging on every 2-3 months and pre paying for it I just want to pay exactly what I need and not more than what I need.

As for Clickandbuy I will never use them. I have seen to many bad reviews over various forums on here, with Steam, and other gaming sites. You have a company who has a shady reputation. Even if its just cause they have been used for scams do you really want to trust a company who is constantly being associated with this kind of transactions. While no it MAY not be C&B themselves its still the type of business they are associtated with now. Its like going to buy a car would you keep going to a company who has been know to use less than worthy parts. They may not make the parts but cause the parts have issues and the problem keeps coming up its not something your going to keep dealing with. If you want to put your trust into this company by all means you have the right to BUT I also have the right to not trust and use them.

Bottom line i wish SE would let me buy crysta in exact amounts. Would be even better if I could set up say my Paypal as some have said to automatically buy this crysta each month. I have (and would recommend to all others who are stating a negative opinion on the matter) sent in a formal complaint/feedback to SE off the customer service part of their site. I will be letting my account go inactive when the end of Aug comes. However I will be keeping an eye on things and would like to come back if SE decides to change any of the items that I have issues with.

[Korpg]

I would If i could, yen is calculated different then the usd. If no one is willing to look it up themselves, not my problem. Just proves how much blind rage everyone is having. Here is the thing all point which include a personal attack or insult to me is pretty much invalid.

Once you start acting like a child, your opinion is worth less then the money you pay for to use the internent. There are better ways to go about your dislike. So far now we have ragers vs se appologist wars.
why? Why over something so petty?

Actually Rosina, it goes deeper than that. You can't really explain Japanese banking system without doing extensive research (I did while I was in Japan for 9 months, I had first hand accounts plus translated reports while I was there).

I find that the Japanese Banking system much more secure because of the society and culture in place there. It is hard to break into a bank and steal money in Japan because of the shame it would place on the robbers in question, although some people can get beyond that and still successfully do it. Same as to do scams in a Japanese culture.

Americans don't have the cultural shame placed on individuals as the Japanese do, so they don't see the ethical and moral issues as well as Japanese can. They don't think twice or more when pulling off a scam. So it is easier for an American to rip off people. Which is why banks in America has stronger safeguards than most other countries.

Japan's strongest safeguard is themselves.

That is the basis/brunt of my research, although it goes way beyond that. But I won't bore anyone with the minor or major details.

[Rosina]

ryaan the only reason that you can't by exact money is point systems are calulated by dollor amounts not change. Our account have a .95 cent attachment. where in japan it is prob an even yen amount.

You are not gonna over pay by using crysta. Trust me. I used similar systems befor. Such as 360 microsoft points and i Played mabinogi which uses points. Pretty much you bank points up. with acess. And can use that to pay for your account. Or make adding crysta cheaper for a bit till you run out of banked cysta.

like say your account is just 1 character. That is 12.95. you would round it up to $13. then see what is a decent amount. and you decide on the $30 so you have a few mnths. that is 3000 crysta.
your account isonly 1300 cysta.
1300 x 2 = 2600 -3000 = 400
after said 2 mnths you can justbuy a $10 card for 1000 crysta and still have 100 crysta left over. which you can use to add another character if you wanted to. which then would yup your account to 14.00= 1400 cysta.

It isn't bad having extra crysta

[Rosina]

ko
how does the japanese culture tie in with how they calculate yen?
i be /meh (stumped) But ya I get wat your saying.

the japanese still live by way of having a strong ties to pride.

[Ryaan]

Rosina I would accept that if this was like 10-15 years ago. We live in an age driven by the internet now. Almost everything is done on the internet. There was another post in one of the other forums (can't remember where it was) that stated i understand the preset amounts if I bought the card at a store and went home to use it online but I'm not. I am going to be doing a purchase online with this company to buy the crysta, is it really to much to expect now a days to be able to buy what I want in the exact amount I want. No, I don't believe that is unresonable to expect of a company now a days who will be dealing with their purchases over the internet.

[Knives]

It actually does kind of suck to have extra Crysta when the only thing we Americans can spend Crysta on is Final Fantasy XI. It's like buying a gift-card for 20 bucks, but only using $18 of that money at the check-out counter and being told that you won't be given the remaining $2. Sure, you can save it for the next time, but it's not going to help. You're still going to have to buy another $20 gift card, and then that month you'll instead have $4 left over. You won't be able to actually spend that built-up remaining money until months later.

[Tamoa]

Ok,

1. The Japanese society and culture making their banking system safe, doesn't really have anything to do with this topic.
2. Rosina, your "yen is calculated different than the usd" - I'm not even sure what you are trying to say here. I live in a European country, my currency (and it's not Euro) is calculated different from both yen and USD, what's your point?

Ok, let's say that setting up a way for us all to pay SE directly using credit or debit card, is far too complicated for SE due to <insertreasonhere>.

Then these questions remain:

1. Why pick ClickAndBuy, which has a somewhat shady rep and which some banks will block transactions from. Why not PayPal, which in my personal experience is trustworthy, and which has an A+ rating on BBB according to another post in this thread.

2. Why can't people outside of Japan buy Crysta in exact amounts?

3. Why "fix" the way to pay for this game, to make it WORSE for us? To make it more of a hassle, and in many cases, give us no option but to pay via a 3rd party with a shady rep?

And Rosina, the only one really raging in this thread is you. YOU are the rude one here, saying people have no right to be angry and upset about these changes which they feel are unsafe/unfair/far too much of a hassle just to pay for a game.

You're talking about your mom, and your dad, and your boyfriend - seems quite obvious you don't have a credit/debit card yourself and no real grasp of managing your own money on a tight budget or the importance of internet safety when it comes to giving out your card info.