hahaha... makes me think of Office Space

but its just like xbox points, PSN points, and all that. its a common use for game companies, and you never lose those points. but yes the remainders frequently never get used and gives them extra money. this whole new setup isn't too much of an issue for me, and i like that i can use paypal now, but asking to take out the exact amount of crysta for what will now be their most used service for crysta (before now it was just for security token, since XIV doesn't charge) is far from an outrageous request. i hope SE can look into doing this, as it will, apparently, make a lot of people happy