Add paypal

[RAIST]

eh... SE would have to go into negotiations and jump thorugh paypal's hoops to allow you to direct pay through paypal, otherwise you'd have to sign in to authorize payments. It would involve much less effort for them to just port the current directpay option we have via POL now--they've already done all the hard work setting it up for the JP region on the new pages, most of that can be ported to the other regions very easily.

Would be nice if they could work something out for direct pay via paypal though if they really are dead-set against storing are CC info to do direct batch processing for us every 30 days. It could pretty much resolve payment issues for nearly everyone that is getting shut out now. Would allow me to use a different card too--one less monthly payment for me to have to handle every month.

[Panthera]

Someone mentioned on the FB FFXI page paying the small extra fee to SE themselves.

I'd be fine with that. If we have to pay a small fee to go through PayPal, fine whatever.

Prediction announcement on Monday about changes to payment procedure. They need to get on this PR nightmare right away.

[svengalis]

For security reasons, I find Paypal less effective and more risky than ClickandBuy.

If you look at the fine print on both of the services, you will understand why.

You can pay with PayPal on Rift and they don't seem to be having any problems.

[Alhanelem]

But it's not a direct pay with paypal. It's a manual transfer from Playspin, playspin fetches the money from paypal.

Playspin? how did they spin you? what's so horrible about playspan? they're just an intermediary.

I used paypal, sent $20, a minute later I had 2000 crysta. No fees, no problem.

I don't see what's so horrible about the payment going through playspan. Visa bought them out I think?, and if you cant trust your own card company....

[RAIST]

lol... double typos I guess? went back to my other posts and I was typing it with an A. Brain fart I guess. Take a chill pill.

[RAIST]

May have stumbled on something about C&B. There might actually be a specific reason why some financial institutions are rejecting them, just haven't been able to get further details as it looks like the site I was in just hit a maintenance window while I was on it.

Click&Buy is stating they are authorised and regulated by the FSA UK:

ClickandBuy International Limited is authorised and regulated by the Financial Services Authority in the United Kingdom. (Register Number: 454127)

http://www.clickandbuy.com/EU/en/sa/...bereich=surfer

So out of curiosity I went to pull up their reports on them, but can't get any real info on them just yet as it looks like they've started stopping some webapps for maintenance or something while I was browsing. This particular one went offline just after I pulled it up, but the first page from my search was still in my cached pages so I was able to grab at least their basic info:

http://www.fsa.gov.uk/Pages/register/index.shtml
searched on firm registration number: 454127

Basic details for:
454127 - ClickandBuy International Limited

Current status: No longer Authorised
Effective Date: 01/07/2011
Tied Agent:
Undertakes Insurance Mediation:
Registered under Money Laundering Regulations:
Address: Lincoln House
137/143 Hammersmith Road
London
W14 0QL

Phone:
Fax:
Email:
Website:
44 020 7605 0670
44 020 7751 1848
No e-mail supplied
www.clickandbuy.com

Notices:
Other information: The firm now has an e-money record. Please check the e-money link for more information.

Clicked the e-money link and that's when pages started coming up as unavailable. Guess I hit it right when they were taking things down.

Interesting that their basic info states they are not authorised. Which is a little concerning as they are still claiming on their site that they are authorised.

When you go to the FSA's detail on status entries, it simply states

No longer authorised
A firm is no longer allowed to carry out certain types of business that we regulate.

http://www.fsa.gov.uk/pages/Register...us/index.shtml

Which makes me even more curious about just what they are no longer authorized to do, and why. Wish I could get at the reports to get more info.

If there is indeed something fishy going on with them that is causing the regulators to pimp-slap them....maybe SE needs to take a cue from the CC companies and find someone else... FAST.

[Alhanelem]

The "no longer authorized" line may simply mean that they were recategorized as something else. Here's the info from that link.

Electronic money institutions that are or have been registered or authorised by us to issue electronic money under the electronic money regulations 2011

Basic Details For:900024 - ClickandBuy International Limited
Current Electronic Money Status:Authorised Electronic Money Institution
Effective Date: 01/07/2011
Sub Status:
Principle Place of Business
Firm Address:Lincoln House, 137/143 Hammersmith Road, London, W14 0QL
Phone: 44 020 7605 0670
Fax: 44 020 7031 3001
Email:
Web: www.clickandbuy.com
Notices:
Other Information:
Current Names
Registered Name:ClickandBuy International Limited Effective From: 17/06/2008Effective To:
Trading Name:Effective From: Effective To:
Previous Name
Trading Name:
Registered Name:
Issuing E-Money and Payment Services Activities
Requirements:
Activities: a) Services enabling cash placement on a payment account
b) Services enabling cash withdrawals from a payment account
c) Execution of payment transactions (not covered by a credit line)
d) Execution of payment transactions (covered by a credit line)
e) Issuing payment instruments or acquiring payment transactions
f) Money remittance
h) Issuing electronic money
Passports
Passport Country: Austria; Belgium; Bulgaria; Cyprus; Czech Republic; Denmark; Estonia; Finland; France; Germany; Greece; Hungary; Iceland; Ireland; Italy; Latvia; Liechtenstein; Lithuania; Luxembourg; Malta; Netherlands; Norway; Poland; Portugal; Romania; Slovak Republic; Slovenia; Spain; Sweden
Passport Directive: Second Electronic Money Directive
Passport Type: Freedom of Services
Passport Activities: Issuing Electronic Money
Disciplinary History (For firm, agent and individual)
Action Date:
Action Type:
Action Description:
Action Individual Name:
Waiver Direction Summary:
Waiver Handbook Rule Number:
Agent Name:
Agent Status:
Status Effective:
Agent Address:
Previous Agents
Agent Name:
Agent Status:
Status Effective:
Agent Address:

Note line e) under Activities.

[RAIST]

I'm more interested in what happened that caused the regulators to remove their authorisation for an instrument from their portfolio. The time frame is right in the middle of when they were having alot of the problems with WoW and iTunes at the first of the year.

Something was going on. If it's on record somewhere in financial circles, that may very well be why banks are so skeptical of charges from them--not because of the drummed up hysteria in the general public, but more because there was a documented problem with Clickandbuy itself.

[wildsprite]

there is no reason that SE couldn't set up a reoccurring payment with paypal, IMVU does it with their VIP service, so it is a viable option if SE wants to use it.

[illusionist]

I agree.totally agree.We(in Japan) have "web money" option,but paypal is much better.