Legs are 6, which puts you at 24%

Use brown belt
This shit setup is not for me. It was for a hypothetical newb Monk that might be trying to justify a twilight belt. Basically, the only excuse is being dirt poor(not even an excuse) or too lazy to quest brown/black.

My Monk has Black Belt. Camped it with LS. I'm actually interested in SE's idea of creating an item "More Powerful than Black Belt". Can't wait to see what they're doing.