We are working to add new knowledge base articles to our FINAL FANTASY XI Support Center to try and address questions we're seeing in the forums.

Will customers who pay via ClickandBuy be subject to any additional fees?
No, customers who have chosen ClickandBuy as their payment method will NOT incur any additional fees when paying for subscriptions.

However, if a customer chooses to store funds within their ClickandBuy E-Money Account (this is not required for SQUARE ENIX customers), they may incur the following fees:

Account Funding Fee
3.9% of any transaction into your ClickandBuy E-Money Account when using a credit card.
Withdrawal Handling Fee
$2.75 per withdrawal from your ClickandBuy E-Money Account
Maintenance Fee
$1.50 per month if a ClickandBuy E-Money Account has been inactive for 12 months and contains funds.

These fees can only be incurred when utilizing a ClickandBuy E-Money Account, and are not applicable to customers who only use ClickandBuy to pay for their subscriptions. For additional details on ClickandBuy E-Money Accounts, please visit the ClickandBuy website at http://clickandbuy.com/US_en/.