SE really should not use ClickandBuy for their US customers. They are located in London, England so people from the US would get charged all these extra fees for stuff like currency conversion from their credit cards. Often your credit card will automatically block this because the company is based in England. Clickandbuy is nothing but a big hassle for people in the US.

We can load up on Crysta from ultimatepay+paypal however they only do it in multiples of $5, so if the player wants the choice to pay exact amount they can't do that anymore unless they use Clickandbuy which has hidden fees. You have to remember each month to load up enough Crysta to pay for the next month. Probably would result in accounts being frozen if you forget to do this when it runs out. We can always unfreeze our accounts by paying for the next month but sometimes this takes hours if not days due to poor customer service on their end.