I understand the need for layers of security given how easy it seems for hackers to access almost any system from Government to small business to gaming. I don't have a problem with that so much as I do with the fact that SE is pretty much giving people an ultimatum. Agree to their terms or you won't be able to play. You can argue that ok, no biggie, sign on the dotted line and continue. For some though it will be a huge hassle, and, given the substandard Customer Service that already exists judging from comments made here, elsewhere in the Forums plus my own experiences, I just see "Big Mess Happenings."