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well you can't really do anything about the past, all they can really do is try not to repeat those mistakes. It seems to me like they did figure out that security is all well and good but if their...

Yeah, I do, but that's long in the past. And I still had no problems paying them during any of that.

Uh, they just fixed the debit card problems recently, and SE has had no problem whatsoever taking my money for the last 20 odd years. Get a different financial institution maybe.