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It's not even necessarily about being compromised. There's always shady Ebay or Facebook marketplace sellers, for example. I have a quite long-winded story that I won't bore you with about...

Debit cards are scary to me because I only have one checking account. That's my money and if somebody somehow gets it, nobody really has a vested interest in getting it back to me. Buying something...

I realize this is getting off-topic but as a buyer, I try to use paypal as much as possible. If there's a dispute with a seller, paypal offers another layer of protection before the credit card...