Originally Posted by
Daemon
In my opinion from experience. LS Banks don't work. Maybe if it was a group of friends you knew IRL.
Reason?
Friendships can turn sour instantly. And in the end, the person holding the entire bank is the person with the ability to run off with it. Be it that the person decides not to log on leaving everyone hanging? Too many misunderstandings can come from this.
Services are meant to be there to make our lives easier however we live in a world where people abuse such options that these things are better off left out than given.
As for the ability to send gil, this can be done through delivery to your personal Moghouse by every Auction House in game. As much as I wish this idea could work. Personally I've seen people put on the most convincing show of how honest and trustworthy they can be only to run off when the opportunity arrives allowing them to hide behind their true intention to begin with.
Ever see half the members quit? Then rather touch the topic of how much LS funds the group help build, staying quiet and walking off innocently as if they did no wrong because the others walked out. This is one of the scenarios I experienced.