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I've seen some programs that do it, but so much more as well. But honestly I don't really care about anything but a decent windowed mode. I also like playing FF XI so I'd prefer not to get banned over something as trivial as a window mode fix, if Square Enix doles out (in)justice for attempting to overcome FF XI's shortcomings.
Don't worry about it. As long as you don't give yourself an advantage that breaks the rules of the game (i.e. altering game speed, accessing map areas that are impossible to reach, etc) you aren't considered to be in violation of the rules.