Easier Payment Options (08/23/2011)

Yay! I don't have to quit now! ;P

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Originally Posted by Alhanelem

No, i'm not arguing with myself.

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Yes, you are.

Just a couple of questions.

1. SE is extending the transfer period. For those that have completed the transfer are they delaying implementation? On 1Sept will they be billed under the old or new system?

2. Sounds like SE will be moving away from C&B or at least not making them the only CC option. Will SE assist all those all those who went through the nightmare of getting a C&B account avoid the even bigger nightmare of canceling their account.

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Originally Posted by Alhanelem

fall for your baseless slander and lies.

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You still don't seem to know what this word means, or if you do how to use it correctly.

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Originally Posted by Aver

This is what happens when I go home and leave the official forum troll to his own devices. I have my own reasons for disliking CnB - my bank raising the red flag through three forms of communication (phone, post, and electronic through the banks internal system) being said reason. So yeah, sound the klaxons and go on red alert, because the company is a pos.

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Then why doesn't your bank automatically redflag Paypal? There are almost 6 times more scams that go thru Paypal than there are thru Click and Buy.

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Originally Posted by Korpg

Then why doesn't your bank automatically redflag Paypal? There are almost 6 times more scams that go thru Paypal than there are thru Click and Buy.

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Should be pretty obvious why not, even to you if you do proper research. Just stay out of this thread please since it doesn't, as you are so fond of saying, affect you. Thank you.

Tell me where the source info is for the table in this entry: http://wiki.ffxiclopedia.org/wiki/Victory_March

Because I know who made that table, pixel for pixel.

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Originally Posted by Rearden

Tell me where the source info is for the table in this entry: http://wiki.ffxiclopedia.org/wiki/Victory_March

Because I know who made that table, pixel for pixel.

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Same place that other wikis get their information? By observation and faps?

Anyone elses bank refuse to do business with Crysta? I called my bank and it said that Crysta was "shady" and wouldn't allow any transfers to be done with them.

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Originally Posted by Maacha

And that product isn't allowed to be sold in multiple regions, most notable Australia.

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Where it isn't available, it isn't listed as a payment option. If it IS listed as a payment option, then you set your region incorrectly on your square enix account.

In case anyone hadn't noticed, the company that owns Click also owns T-Mobile. I really don't think C&B is as shady as people are claiming. It a international company which is why banks aren't keen on it.

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Originally Posted by Romanova

Did you just give a wall o' text talking about how you "know" more than us about bank transactions and then say something completely insane as this?

You do know that paypal is pretty standard for places like england/canada/etc. to sell to the US whether via ebay or websites right?

I usually get my cats' flea medication via canada on a website because it's wayyy cheaper than the US. And the site offers paypal (which I use).


Papayal is only a few years younger than Ebay, and set itself as the standards.


I'm not saying btw that some places don't block it, but you stated, "every bank outside of the US" which is such a completely insane exaggeration. and here you are trying to act like you are more knowledgeable than us....LOL

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Here, I'll help you with your little problem.

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Originally Posted by Korpg

I wouldn't be surprised if every bank outside of the US flags Paypal transactions.

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You even quoted that. I'll break it down further for you.

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Originally Posted by Korpg

I wouldn't be surprised if every bank outside of the US flags Paypal transactions.

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I'll even break it down even further for you.

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Originally Posted by Korpg

I wouldn't be surprised if

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Please, next time, read the whole sentence before attacking just one part of the sentence.

Though I am shocked to learn Korpg is stubborn and incorrect on another topic, I will attempt to contain myself.

As for the wiki, there are a lot of technical details that appear on there without citation from low-post-count authors. Believing in good faith that the editors discovered the information themselves is like assuming that the user "Rachel13" uploading Friends clips to YouTube is secretly Jennifer Aniston. They read it somewhere or made it up, you have a permissive policies with very little editing, and now it's a part of the wiki regardless of how uncited it is.

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Originally Posted by Romanova

you know that still makes you completely ignorant to paypal's history with other countries right?

you wouldn't be surprised just means you didn't understand how much some countries use paypal.

my point still stands.

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my point still stands also, you attacked my example, which was just conjecture. You are taking my words as gospel which it was just an example.

You are completely ignorant when it comes to scams, which you have attacked Click and Buy from being a scam company which it wasn't the company itself that was making the scams, it was the users of their service. Paypal also is plagued by such users, even today.

Yes, Paypal has been around a lot longer than Click and Buy, and more banks trust that service because it is not only a service that has been around longer than others, but one that is backed by US regulations. But that doesn't mean that other services that are both outside the US and are relatively new are all bad.

Besides, that post you attacked was still part of a sentence. That was what I was pointing out, don't attack a part of the sentence without reading the other part of the sentence.

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Originally Posted by Korpg

Besides, that post you attacked was still part of a sentence. That was what I was pointing out, don't attack a part of the sentence without reading the other part of the sentence.

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if that's your only defense it sounds like a lot of :safefacing:

it doesn't change the fact you wrote paragraphs about you knowing more than us then made a completely ignorant comment about ebay. And yes I mean the whole comment about you not being surprised. which means you are ignorant if you wouldn't be surprised.

Keep trying to back pedal though, you love doing that.

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Originally Posted by Romanova

if that's your only defense it sounds like a lot of :safefacing:

it doesn't change the fact you wrote paragraphs about you knowing more than us then made a completely ignorant comment about ebay. And yes I mean the whole comment about you not being surprised. which means you are ignorant if you wouldn't be surprised.

Keep trying to back pedal though, you love doing that.

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And you like to nitpick at everything and change the topic around enough to try to make everyone else's arguments go against them.

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Originally Posted by Camiie

Whatever option SE picks or whatever option I pick? I didn't pick an option. I'm in the US and paying in US dollars. I'm not using currency that's out of my market. It may be out of the SE Main Office market, but that's their problem.

I'm not attacking you, I just want to be clear and get an answer from SE regarding this.

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Nah, I wouldn't think you were attacking me with the way you worded your concerns. Couldn't get a job in my field if I was that thin-skinned =)

I do apologize because I assumed from your initial post that you were not paying in USD or EUR (the native currencies of UltimatePay or Click and Buy). If you are getting charged extra fees then that really is something to take up with them.

I'm happy for you all in the NA region who are going to get changes, however, they still said nothing about changes in the EU zone. Me, my firends, and a lot more people as of today are still stuck with the issues everybody complained about. It sure is a little step forward, but i ask that you please let your voices still be heard along with ours.
Thanks in advance.

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Originally Posted by Eroniris

I'm happy for you all in the NA region who are going to get changes, however, they still said nothing about changes in the EU zone. Me, my firends, and a lot more people as of today are still stuck with the issues everybody complained about. It sure is a little step forward, but i ask that you please let your voices still be heard along with ours.
Thanks in advance.

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I'm waiting a couple more days to see what's happening, hopefully it's just a delay as I think they're aware that it was both NA and EU communities that weren't happy with the system's current situation. Besides... after what happened, I don't really think they'd answer to the NA's requests and ignore EU's. :/

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I'm happy for you all in the NA region who are going to get changes, however, they still said nothing about changes in the EU zone.

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It's not a region specific issue, thus I don't think the info only applies to NA.

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Originally Posted by Alhanelem

You really seem to feed off people with a defensive nature. Whether you're ever actually correct with your attacks or not, you are always on the attack, trying to break down people on the defense. You know that if you attack, they will defend, thus keeping you entertained and keeping the trolling going. It doesn't even matter whether or not you are right or not. If they respond, you are amused, if they stop responding, you win. Either way, you win, so why not do it, right?

Yup, it's time to put a stop to this.

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on the internet: if you disagree when people say something completely insane, that must make you a troll.

He said something completely hypocritical ie. I know more than you but I will make this ignorant statement.

I don't care whether you agree or not, if I see someone say something incorrect I will call them out on it.

You can try to pass it off as trolling if that will make you feel better.

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Originally Posted by Nianny

I'm waiting a couple more days to see what's happening, hopefully it's just a delay as I think they're aware that it was both NA and EU communities that weren't happy with the system's current situation. Besides... after what happened, I don't really think they'd answer to the NA's requests and ignore EU's. :/

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unless there is something where EU laws would cause them not to use ultimate pay (can't imagine there is), I'd assume it would be for all regions.

It doesn't completely solve the issue where crysta isn't available in all countries though, so if you are in one of those, then either 1. they still haven't fixed it for you 2. they just haven't released the info yet on how they're going to fix it.

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Originally Posted by Romanova

unless there is something where EU laws would cause them not to use ultimate pay (can't imagine there is), I'd assume it would be for all regions.

It doesn't completely solve the issue where crysta isn't available in all countries though, so if you are in one of those, then either 1. they still haven't fixed it for you 2. they just haven't released the info yet on how they're going to fix it.

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Thankfully I'm in neither of those. I'm just really interested in these news since "overpaying" (Not going in details, I'm pretty sure you know what I mean by this) makes my money management harder and I'm not sure how I could handle it in a few months. As for Crysta, I think they said they were adding more regions to it. (If my memory is correct it's in the Square enix account Management, where you add Crysta). :)

Al, there comes to a point where you have to realize that no matter what you say, they will just attack you for whatever you said. I have come to that point with Roma now, because all he is doing is arguing for the sake of arguing, and nitpicking for the sake of nitpicking. Also calling me a troll when it is obvious that is what he is doing.

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Originally Posted by Alhanelem

Disclaimer: Only partially serious

Shouldn't it make your money management easier, only paying out full dollars and no change? Nice round numbers make adding things up and figuring things out simpler. :p

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By "Harder money management" I only meant that I used to pay 15.95€ and right now I had to pay about 22€ in order to use Crysta as I wanted to avoid CnB (Not flaming it, I just want to avoid it if I can). I also never considered quitting over it as long as I could afford it. It's just that difference per month does affect me so I wish these new measures apply here aswell. :)

SE realized they would have been facing a huge lawsuit and losing alot of members for unjustly overcharging valued customers. Nice to see that someone had a brain in that corporation.

No they didn't, they realize the customers were unhappy with the options given to them and thus responded accordingly. There never was any threat of a lawsuit <_<.

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Originally Posted by Ruvion

SE realized they would have been facing a huge lawsuit and losing alot of members for unjustly overcharging valued customers. Nice to see that someone had a brain in that corporation.

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They weren't overcharging anyone anymore than microsoft, nintendo and sony or any other company with a point system.

I thought Sony was the only one of the big 3 that didn't jump into this monopoly money craze?

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Originally Posted by Alpheus

I thought Sony was the only one of the big 3 that didn't jump into this monopoly money craze?

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you are correct, sony lets you spend any amount above 5 dollars, minimum amount u can add is 5 tho

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Originally Posted by Alhanelem

They weren't overcharging anyone anymore than microsoft, nintendo and sony or any other company with a point system.

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and all of those systems suck for various reasons.

But yah, Not law-suit worthy at all.

I just hope they'll do the same soon for EU players as well

EU POL site finally posting (8/25) the same changes are coming:

http://www.playonline.com/pcd/topics...92/detail.html

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We wish to thank all our players for the support they have shown towards FINAL FANTASY XI.

We have taken your valuable feedback on board and, as a result, we are working hard in tandem with our US team to address any issues you may have encountered with the new billing system. To ensure that a number of significant improvements can be introduced, we have decided to extend the period to transfer accounts in order to benefit our customers in Europe as well as players in other countries.

- New credit card payment options for Crysta [Available Now]
- The option to specify exactly how much Crysta you want to buy [Early Autumn]
- New recurring payment credit card options [Mid Autumn]

We will continue to investigate other viable billing options suited to Europe and other countries and endeavour to keep you informed. We remain committed to providing our players with a FINAL FANTASY XI experience that is as rich, fun and exhilarating as possible.

Once again, we sincerely appreciate all of your ongoing support and hope you continue to have many more exciting adventures in the world of Vana'diel!

FINAL FANTASY XI Online Team – Europe

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Originally Posted by RAIST

EU POL site finally posting (8/25) the same changes are coming:

http://www.playonline.com/pcd/topics...92/detail.html

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Woot! Thank you very much Raist, I was about to check it for these news. :)

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Originally Posted by Alhanelem

They weren't overcharging anyone anymore than microsoft, nintendo and sony or any other company with a point system.

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It really depends on how they do it. SE was attempting to overcharge you for a decade due to how the math would play out. With Nintendo you could put in money and get all of it back in 1-3 purchases of games. And the games are already there, while SE certainly don't have 100 different items for us to buy for crysta today.

Also I don't think Nintendo takes a monthly charge, but what do I know.

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Originally Posted by lllen

In case anyone hadn't noticed, the company that owns Click also owns T-Mobile. I really don't think C&B is as shady as people are claiming. It a international company which is why banks aren't keen on it.

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Doesn't mean a thing. Theres companies own by the Rupert Murdoch that had no clue that phone hacking was going on or companies he had a stake in. His whole defense(which may be a load in his case) is he had no clue what was going on. Long and short is parent companies might know little of the day to day operations or care to know whats going on if they can claim ignorance.

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Originally Posted by Ravenmore

Doesn't mean a thing. Theres companies own by the Rupert Murdoch that had no clue that phone hacking was going on or companies he had a stake in. His whole defense(which may be a load in his case) is he had no clue what was going on. Long and short is parent companies might know little of the day to day operations or care to know whats going on if they can claim ignorance.

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Generally, child companies (or subsidiaries as they are more known to be) are self sufficient and can produce profits on their own without any input by the parent companies at all. Parent companies own them for additional profits, to help hedge their own costs, and/or for tax purposes (Qualified stocks are taxed at 15%, which means that any dividends that the parent company receives, they only are taxed at a 15% rate where if they directly owned the company, they can get taxed between 15-35% depending on the size of the company and the amount of profits generated and where the company is located).

Parent companies generally do not interfere into the daily workings of the subsidiaries and, depending on the amount of ownership, consider that company separate in every way except for financial statement purposes only.

In case you couldn't understand that, Parent companies don't mess with their children companies. It wouldn't make sense for a company to completely control another in a different industry, which in your example, they don't run side-by-side with.

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Parent companies generally do not interfere into the daily workings of the subsidiaries and, depending on the amount of ownership

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Not always. The supermarket chain I work for is constantly being influenced by the company that owns it and several other chains. They pressure us to cut costs when we're doing fine and even though our stores are ranked some of the best in the area for good customer service (especially at check out) and basically propping up all the other chains the parent company owns, they want us to consider doing away with front-end service associates (e.g. baggers and general help). The company goal for the year is "earn even more customer praise," but how are they going to do that when they let half the people providing the customer service go?

Additionally, they have been unifying the store brand across all of the chains that they own (e.g. every chain sells the same store brand name instead of it having the store's name). Just because a parent company doesn't typically interfere with day to day operations of its children, doesn't mean it isn't ever the case.

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Originally Posted by lllen

In case anyone hadn't noticed, the company that owns Click also owns T-Mobile. I really don't think C&B is as shady as people are claiming. It a international company which is why banks aren't keen on it.

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The problem concerning some NA banks is this international status. The call center rep that I spoke to told me that because CnB were international vendors and the types of transactions they dealt with could be used for fraudulent purposes, my bank would flag the transaction every time CnB tried to charge my account. Consequently, they would either freeze my account or call me to clear the transaction, which defeats the purpose of creating an account for an automated service. It's inconvenient.

I don't know why people keep saying things like this. As a consumer can't I simply choose not use a company when doing so creates annoyances for me? Why do they have to be proven to be shady or larcenous first?

Hopefully, there will be a move back to direct billing with these new options, that way people who couldn't use the verified system can pay without fighting with SE's old payment options while offering the rest of us the convenience we already enjoyed. That's good customer service.

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Originally Posted by RAIST

EU POL site finally posting (8/25) the same changes are coming:

http://www.playonline.com/pcd/topics...92/detail.html

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Yay! I was kinda nervous when our EU friends didn't get a notice on their site the day after we did.