All i can say is this
braking the cap of 75 means progression.
your best damage from spells should not be the same at 90 as it was for 75, holyII, banish IV, banishaga III, should be in your spell list at 99, anything less means your stuck on a level 75 mentality.
I would futher say it would be a good bet to add banish V since banish III is only 65, maybe even holy III and banishaga IV
