A question about maximum Crysta.

[Stompa]

I pay for FFXI using Crysta, and I was told years ago that the upper limit / maximum / cap on how much Crysta can be held in a person's Crysta account is 9999.

I have currently 9999 Crysta in my SE account.

I am wanting to buy 50,000 more Crysta, so that I don't have to top-up my Crysta so frequently, rather I can rest assured that my Crysta account balance is over 50,000 and therefor my FFXI subscription will be safely and automatically renewed for a long time.

So my question for SE is ;

"What is the maximum amount of Crysta my account can hold? Is it 10,000? Is it a higher number, like 100,000?"

If my Crysta account can hold 100,000 Crysta, I will be buying 50,000 Crysta today, so that I have a good supply of Crysta and can enjoy FFXI for a long time without needing to top-up Crysta anytime soon.

I apologise if this question has already been answered, I have looked on the Account Management page, but I can't see any mention of "Maximum Crysta."

Also I apologise if this question should be asked in a different part of the forums, but it is a payment question, not a technical / bug question.

Also, I did not "experiment" by trying to buy above 9999 Crysta, because I was concerned that my payment went from my bank, the money went through, and then I'm told that all Crysta above 9999 has vanished into oblivion because there is a maximum Crysta limit. I am concerned that I will pay money, but not actually get the Crysta because the cap is 9999 or 10,000 or whatever.

I also want to thank SE and the FFXI Development Team for keeping FFXI online, and doing so many wonderful updates, exciting new content, and fun events. Thank you so very much for all your hard work in protecting and preserving Vana'diel.

:cool:

[BobbinT]

from what I remember, cap is 10000. For FF14, basically almost covers twice for half year subs plan (covers if on legacy discount).

cmiiw though...

[Immortal]

Just use your credit or debit card, crysta was so dumb I remember you couldnt put the exact amount when it first came out

[Alhanelem]

Crysta doesn't even make sense in the first place. Even with FFXIV, while it can be used, prepaid cards don't give you crysta, they just give you game time. Just use a card directly if at all possible.

[BobbinT]

That was like 2 decades away. When I started around WotG era, can already put custom amount of crysta. Plus the MMO market are still brand new back in early 2000, it's like expecting newly born babies to immediately driving cars.



Also, since this still using archaic system for processing payments, having crysta actually way better. There are alot of reports of ppl having payment issues when linking directly, at least with crysta being middle, one can have enough time to do some preps incase their existing payment encounters some kind of errors, not to mention each browsers could have different reaction with payment websites & flabbergasted when IE still being referred as a much more recommended usage, being the most unsafe thing to use.


Personally, direct linking your card is a terrible idea, unless u're stinkin' rich & don't care with your flowing funds.

[Stompa]

This thread wasn't me asking if I like using Crysta or not.

I really like using Crysta, and paying for my Crysta by using Paypal.

I paid for FFXI using my Debit Card until SE used Click-and-buy as a process intermediary, and then my Bank instantly red-flagged and cancelled my Debit Card because Click-and-buy are a known criminal organisation, which my bank had a zero-tolerance red-flag standing-kill-order out on. I'm surprised I wasn't put on a no-fly terror watch-list at the same time.

So after I got a new Debit Card from my Bank, I never used it online ever again, and it was all because of the Click-and-buy / SE payment debacle.

[Alhanelem]

I paid for FFXI using my Debit Card until SE used Click-and-buy as a process intermediary,They don't use that anymore, it's ingenico, a well known and established payment provider the world over.



So after I got a new Debit Card from my Bank, I never used it online ever again, and it was all because of the Click-and-buy / SE payment debacle. You really allowed one questionable move from one company to dictate all your future financial decisions?

Paying online is totally fine with a little bit of awareness. Just make sure it's a reputable company, the website is https:// (dont think modern browsers willl even let you do this sort of thing if it isn't)

If any of us even have crysta at all, the most likely reason is SE compensating people with crysta for certain FFXIV online store issues.

I've been using all my credit and depit cards online for 20 years, and I've never been compromised. Even if I am, with a little bit of knowledge it doesn't have to be a painful thing to deal with.

One time I did get scammed by an individual whom I paid directly by debit and didn't send me something I asked for, but a simple call to my bank and I got my money back.



I'm surprised I wasn't put on a no-fly terror watch-list at the same time. Yea, there's no reason to be so ridiculously dramatic. CnB was bad, but having used it isn't going to put you on a no fly list lol....

To be clear: There's really no difference between using paypal and paying SE directly. You still have to send something over the interwebs to get the money to come out of your bank account, and paypal isn't any more trustworthy than anyone else. There's entire websites dedicated to hating on them (but I use it so ~"~ )

Use logic, use common sense. Yes, SE chose a bad payment provider many years ago. They realized their mistake, and they don't use it anymore.

==================

Anyway, I can't tell you, nor can most people around here, what the crysta limit is becuase most of us don't use crysta. That should make it pretty clear to you by itself that paying SE via credit/debit card is perfectly fine. Again, Ingenico is a widely used payment processor and is even used by major retailers in stores. They are among the safest option available.

[BobbinT]

You could just help confirm what OP was asking, which is cap limit of crysta, instead of making long & unnecessary debate. What I said in previous post still stands & even OP already confirms.

[Alhanelem]

You could just help confirm what OP was asking, which is cap limit of crysta, instead of making long & unnecessary debate. What I said in previous post still stands & even OP already confirms.
I'm not going to buy crysta just to confirm what the limit is. Crysta is like a digital doorstop for me as I have no need of it. And if they already confirmed it, then no one else needs to.

I took this oppertunity to guard against people thinking it's not safe to pay SE by card because of an incident that happened many years ago, which SE realized their error on, and changed. The user's post contains a lot of false or disingenuous information and anyone who comes here should know that. The post really comes off as suspect since I really find it hard to believe that anyone would respond in that way to the situation and also literally never use online payments purely because of one incident. That whole bit about getting on a no fly list is absurd.

[BobbinT]

I'm not going to buy crysta just to confirm what the limit is. Crysta is like a digital doorstop for me as I have no need of it.

I took this oppertunity to guard against people thinking it's not safe to pay SE by card because of an incident that happened many years ago, which SE realized their error on, and changed. The user's post contains a lot of false or disingenuous information and anyone who comes here should know that.


Maybe at where you live. Here @ my country, I still kept getting other players, FF14 players, having issues of their payment being rejected & such. Just quite recently, got a player with rejected payment blocked & need to switch to others to have them processed again.



I'm sorry if crysta being huge issue for you. Can just move on, no need to keep this checked.

[Alhanelem]

Also, since this still using archaic system for processing payments, having crysta actually way better. There are alot of reports of ppl having payment issues when linking directly, at least with crysta being middle, one can have enough time to do some preps incase their existing payment encounters some kind of errors, not to mention each browsers could have different reaction with payment websites & flabbergasted when IE still being referred as a much more recommended usage, being the most unsafe thing to use.

Personally, direct linking your card is a terrible idea, unless u're stinkin' rich & don't care with your flowing funds. I've had my card linked since the beginning with zero issues. It certainly doesn't necessitate being careless and "stnkin' rich."

Yes, some people have had payment issues. You can have payment issues anywhere. Most of those issues are:
-Not accepting cards from a certain country or location (not much you can do about that besides get an account somewhere else)
-Insufficient funds
-Banned for issuing a chargeback to get a "refund." Normally the ban will be released if the chargeback is reversed.
-Use of prepaid debit cards
And more which can be found on this support article:

https://support.na.square-enix.com/faqarticle.php?kid=56723&id=496&la=1&ret=faq&pv=10&page=0&c=0&sc=0&so=4&q=reccomended+browser

There are also issues that can be caused by using VPNs or public networks, which happens to protect you from situations where information could be exposed or altered.
Note that this article mentions "Internet Explorer/Microsoft Edge." This means this article was written before IE was officially retired from support in Windows- However, IE still lives on via IE mode in Microsoft Edge, which still uses Edge's security features to protect you.

They should in fact update this to reflect IE's retirement which happened in June 2022, however, as far as I know you can't even install IE on a modern machine anymore.

From Microsoft's website:

Over the next few months, opening Internet Explorer will progressively redirect users to our new modern browser, Microsoft Edge with IE mode. Users will still see the Internet Explorer icon on their devices (such as on the taskbar or in the Start menu) but if they click to open Internet Explorer, Microsoft Edge will open instead with easy access to IE mode. Eventually, Internet Explorer will be disabled permanently as part of a future Windows Update, at which point the Internet Explorer icons on users’ devices will be removed.

[Alhanelem]

Maybe at where you live. Here @ my country, I still kept getting other players, FF14 players, having issues of their payment being rejected & such. Just quite recently, got a player with rejected payment blocked & need to switch to others to have them processed again.



I'm sorry if crysta being huge issue for you. Can just move on, no need to keep this checked.
The article I linked covers virtually all cases of people having payment issues. There is a reason for every one of them, and in most cases, there is a way to address them. It's certainly not because they hate their users and don't want to take their money.

[BobbinT]

Yes, you made your point & actually covers in more detail. And I'm still keeping what I said as well. There are still cases where crysta being intermediary still be very useful. You have your own comfort ways, we have ours. I personally still comfy having crysta than linking my cards & that's not going to change.


https://imgflip.com/i/6pcvrvhttps://cdn.discordapp.com/attachments/792442281893822474/1006436561082142740/6pcvrv.jpg

[Immortal]

Yikes, someone has tin foil hat on. Moving on

[Alhanelem]

Yes, you made your point & actually covers in more detail. And I'm still keeping what I said as well. There are still cases where crysta being intermediary still be very useful. You have your own comfort ways, we have ours. I personally still comfy having crysta than linking my cards & that's not going to change.


https://imgflip.com/i/6pcvrvhttps://cdn.discordapp.com/attachments/792442281893822474/1006436561082142740/6pcvrv.jpgYou seem really mad about something, considering you took the time to make a memepic....



Yes, you made your point & actually covers in more detail. And I'm still keeping what I said as well. There are still cases where crysta being intermediary still be very useful. You have your own comfort ways, we have ours. I personally still comfy having crysta than linking my cards & that's not going to change.
Who is we? Speak for yourself, not for others. And what about non-Square Enix games? Crysta isn't an option.

One of the main reasons Crysta sucks (and also any virtual currency really) is you can't turn non-fungible Crysta back into fungible cash. This became a much smaller issue after they let you add only as much crysta as you need, but a lot of companies are not so nice and make it nearly impossible to use up all of your virtual currency value.

[BobbinT]

Crysta isn't an option.


yea, not for u. "we" do like our options. ask again who're "we"? lawl

[Pixela]

Stompa please don't do this or at least calculate it accordingly, I pay with Crysta too for 6 accounts however Crysta has a shelf life and you can end up having it deleted if you keep it too long.


Square Enix Crysta remains valid for 2 years from the date they were purchased and expires* at the end of the final month. For example, if you purchased Crysta on May 10, 2017, it would expire on May 31, 2019.

https://www.square-enix-games.com/en_EU/seaccount/crysta/charge

This applies to XI and XIV, aka it expires after 2 years. I believe this is some kind of government regulation or something.

I've never had crysta deleted and I was always sloppy buying it (buying too much) so I'm not 100% sure if it applies to XI or not but I wouldn't risk too much.

[BobbinT]

They both shared. Used to pay for FF11 subs back then as well as FF14 currently. I have both 11 & 14 linked on same account.

[Stompa]

Stompa please don't do this or at least calculate it accordingly, I pay with Crysta too for 6 accounts however Crysta has a shelf life and you can end up having it deleted if you keep it too long.



https://www.square-enix-games.com/en_EU/seaccount/crysta/charge

This applies to XI and XIV, aka it expires after 2 years. I believe this is some kind of government regulation or something.

I've never had crysta deleted and I was always sloppy buying it (buying too much) so I'm not 100% sure if it applies to XI or not but I wouldn't risk too much.

Thank you, Pixela, for providing genuinely new information in response to my original-post question. Thank you for being helpful, informative, and courteous.

So, given this new information, I will just keep topping up Crysta to 9999 which is what I've been doing since the Click-and-buy scandal burned my faith in online Debit Card use to the ground.

To be honest, having only one FFXI account, and never playing FF14 due to my 50-year habit of only-playing-good-games, my Crysta usage is quite low for a single FFXI account and 9999 lasts for around a year or something like that.

Thanks again for your help.

[Catmato]

Before this thread, I hadn't even thought about the Click-n-buy fiasco for years. I can't imagine how many players they lost over that terrible decision.

[Alhanelem]

yea, not for u. "we" do like our options. ask again who're "we"? lawl

Did you even read the rest of the line you quoted? "Non Square-Enix game."

Crysta is only an option for FFXI and FFXIV. There is no other game in existence that uses it. So no, not "for me." For Everyone. No one cane use Crysta to play World of Warcraft, or whatever other game out there you want to name.

[Alhanelem]

Stompa please don't do this or at least calculate it accordingly, I pay with Crysta too for 6 accounts however Crysta has a shelf life and you can end up having it deleted if you keep it too long.



https://www.square-enix-games.com/en_EU/seaccount/crysta/charge

This applies to XI and XIV, aka it expires after 2 years. I believe this is some kind of government regulation or something.

I've never had crysta deleted and I was always sloppy buying it (buying too much) so I'm not 100% sure if it applies to XI or not but I wouldn't risk too much.
Not a regulation. Just a business decision. Also, he said himself he's not 100% sure (which means it never came into play, so he didn't confirm anything.


Thank you, Pixela, for providing genuinely new information in response to my original-post question. Thank you for being helpful, informative, and courteous. It has nothing to do with your original question, so why are you praising him? Especially when he didn't actually confirm anything.



and never playing FF14 due to my 50-year habit of only-playing-good-gamesYou're breaking your own habit :)


I've been entirely civilized here. I'm sorry you didn't like my responses, I'm simply pointing out that you're arbitrarily refusing to use an option that would likely save you a lot of stress and frustration. I came here in the spirit of helping, but you came up with all this crazy stuff about no fly lists or being flagged as a terrorist or whatever. Neither of those things happened, nor would they have.

SE currently uses a reliable and reputable payment provider. Buying and paying for things with a credit or debit card online is safe when done properly and common sense is applied. I mean really, they learned their lesson, so why hold that against them? If they wronged you so much, why give them any money at all?

[BobbinT]

speaking of which, never heard of those Click-n-buy myself. Probably uncommon on most countries. On my side, there's alot of card rejects though, sadly had quite some card frauds back on early 2000s. Hence some people on FF14 mostly relies on Paypal or buying game timecards instead, which is easier, one of things FF11 could really use for additional subs plan, which I already request here long time ago & never realized. ^^;

[BobbinT]

yawn...


oh... you're back. How boring is your life already...
also... look!
https://media.discordapp.net/attachments/792442281893822474/1006776781304516608/31927bf5-4ef0-4fe8-9db0-d07194c69376.jpg
guess you're asking about standarized/global game currencies that can be used anywhere. Good luck with that! lol



So no, not "for me." For Everyone.

um... yea... Everyone means, you & me & the rest of thread participant are in one mind, which is clearly me and others don't really see eye to eye with your view. Each to their own, you like it that way, go ahead. "we" like ours, no need 2 be an ass & try to force things your way. :rolleyes:

Think this thread has served its purpose & OP got the answers needed. Best close this one before this devolves into unnecessary debates. :p

[Alhanelem]

oh... you're back. How boring is your life already...
also... look!
https://media.discordapp.net/attachments/792442281893822474/1006776781304516608/31927bf5-4ef0-4fe8-9db0-d07194c69376.jpg
guess you're asking about standarized/global game currencies that can be used anywhere. Good luck with that! lol

um... yea... Everyone means, you & me & the rest of thread participant are in one mind, which is clearly me and others don't really see eye to eye with your view. Each to their own, you like it that way, go ahead. "we" like ours, no need 2 be an ass & try to force things your way. :rolleyes:

Think this thread has served its purpose & OP got the answers needed. Best close this one before this devolves into unnecessary debates. :p
I mean, there is a standardized currency out there. it's called cash. It works great for paying for lots of things, including FFXI! No need for game specific currencies that have no value outside of that game. :)

What was the point of that? I mean, if you dont want "unnecessary debates" then don't reply? It sure doesn't look like you don't want this to me.

[Alhanelem]

speaking of which, never heard of those Click-n-buy myself. It was a payment provider that SE used for a short time early on. It is absolutely true, as Stompa said, that they were really shady, and there was significant backlash from the userbase about it at the time. But it wasn't anything nearly as dramatic as they suggest. And today, as I said more than once before, SE now uses a worldwide recognzied payment processor that most people can pay through without issue. I'm legitimately saddened that the incident triggered somebody to never use direct online payments ever again when it's normally quite easy and safe to do so. It was before SE made that dumb decision, and it still is today.
(Yes, I actually said "SE made that dumb decision" - some people think I'm a white knight that believes SE can do no wrong)

[Gwydion]

To OP's point and for everyone's benefit, if your credit card information were stolen from a website and used fraudently, you'd call your bank and they'd freeze your debit card for 5-7, while they do an investigation. You'd lose access to your checking/savings/bank accounts, while that is happening. You can avoid this situation by not using your bank cards online. I even know a few people who have had this exact problem and stopped using their bank cards online. (Credit cards are different but still).

Anyway, yes Crysta cap is 10,000.

[Alhanelem]

You can avoid this situation by not using your bank cards online. I even know a few people who have had this exact problem and stopped using their bank cards online. (Credit cards are different but still).I mean, if you want to be completely paranoid, this is good advice. But measures like that are specifically to protect you and are just an inconvenience in almost all cases. I've been using both credit and debit cards online for over 20 years on almost a daily basis and I've never been compromised, much less had to deal with my card being locked. The worst thing that's ever happened to me is paying someone on facebook marketplace online and them not sending me something. I just did a chargeback with my bank and got my money back (after a 60 day waiting period to allow the other party to respond to the dispute, which they never did).

Safeguards like locking your card are exactly one of the things that makes using cards online safer. WHen you use common sense, buying stuff online with a card is just as safe as doing it in a store via their payment terminals- which, by the way, have their own vulnerabilities. So is the solution to not buy things from anyone ever? You can easily lose cash or have it stolen too. No. The solution is to be aware of the things that can happen and know how to guard against them- not total paranoia.

And today, most cards let you make the first move to protect yourself. If you've lost your card or think something's happened, most card companies' apps let you lock your card yourself whenever you want. They send you emails about potentially suspicious transactions which allow you to deny them or approve them if it was really you. (And a note about bank cards specifically: If we mean "debit cards," which carry a major card network's mark, these are just as safe to use online as a credit card, and the card networks offer you the same protections, like zero liability for unauthorized purchases. Most sites I've used don't allow you to use a "bank card," as in an ATM card, which doesn't carry a logo like VISA or Mastercard.) I know smaller banks may not all offer it, but if your bank gives you a debit card with one of those logos, you get the same protections as a credit card when you use it for purchases.

The moral of this post is: If you're smart, there's little to fear.

edited the post a bit as you were specifically referring to "bank cards" rather than credit cards.

[Faladrin]

Alhanelem, some people in this thread seem to lack serious reading comprehension skills. You've kept it classy, thanks!

[Afania]

I pay for FFXI using Crysta, and I was told years ago that the upper limit / maximum / cap on how much Crysta can be held in a person's Crysta account is 9999.

I have currently 9999 Crysta in my SE account.

I am wanting to buy 50,000 more Crysta, so that I don't have to top-up my Crysta so frequently, rather I can rest assured that my Crysta account balance is over 50,000 and therefor my FFXI subscription will be safely and automatically renewed for a long time.



Just FYI, crysta expires after 2 years according to SE, I wouldn't do that even if you can, unless your account cost more than $21 a month.