Also, about /NIN, as people have stated before, it's not really much safer than /SAM. The only exception are high-tier single-target nukes. Even at Colibri camp it was fun to see their Pecking Flurry go to waste completely, something that never happened with /NIN. I used /SAM at 75 for almost everything, every regular event or NM, only special cases saw exceptions to that.